Florida · HOA / Condo Common Elements

Florida Condo Common Elements: Who Pays to Maintain Them?

Who pays?
Shared

In a Florida condo, the association maintains the common elements, the building structure and exterior envelope, as the default under §718.113, unless the declaration assigns a limited common element to you.

High confidence · Verified Sep 27, 2026 · 2 sources

Exceptions
  • The declaration may assign a limited common element (balcony, assigned terrace) to the owner, at the owner's cost or shared
  • Casualty repair follows the insurance/reconstruction rules (see the water-leak record)
What to do next

What to do next

  1. Photograph the problem and write down the date

    Take the photos before any work starts.

  2. If the repair is yours, get more than one written quote

    Ask each contractor to confirm where your part ends and the public part begins.

Work through the full repair checklist

Responsibility Boundary

Default rule and exceptions

Fla. Stat. § 718.113(1): maintenance of the common elements is the association's responsibility, except any limited-common-element maintenance the declaration assigns to the unit owner. Which parts of the building count as common elements is set by the condominium declaration.

PartyWhat they are responsible for
Property ownerMaintain the unit and any limited common element the declaration assigns to the owner.
City / public agencyThe association maintains the common elements as a common expense. Per Fla. Stat. § 718.113(1): "Maintenance of the common elements is the responsibility of the association, except for any maintenance responsibility for limited common elements assigned to the unit owner by the declaration."
ExceptionsThe declaration may assign a limited common element (balcony, assigned terrace) to the owner, at the owner's cost or shared; Casualty repair follows the insurance/reconstruction rules (see the water-leak record)

What the source says

Last verified against the primary source on Sep 27, 2026.

Maintenance of the common elements is the responsibility of the association, except for any maintenance responsibility for limited common elements assigned to the unit owner by the declaration.
Florida Statutes § 718.113(1), checked Sep 11, 2026
The coverage must exclude all personal property within the unit or limited common elements, and floor, wall, and ceiling coverings, electrical fixtures, appliances, water heaters, water filters, built-in cabinets and countertops, and window treatments.
Florida Statutes § 718.111(11) (insurance / reconstruction context), checked Sep 11, 2026

Common questions

Who pays for hoa / condo common elements in Statewide, FL?

Responsibility is shared. Maintain the unit and any limited common element the declaration assigns to the owner.

Are there exceptions in Statewide, FL?

The declaration may assign a limited common element (balcony, assigned terrace) to the owner, at the owner's cost or shared; Casualty repair follows the insurance/reconstruction rules (see the water-leak record)

What is this based on for Statewide, FL?

This verdict is sourced to Florida Statutes § 718.113(1) and 2 sources in total, each independently re-checked before publication.

Sources

  1. Florida Statutes § 718.113(1)statute · verified-primary · accessed 2026-09-11
  2. Florida Statutes § 718.111(11) (insurance / reconstruction context)statute · verified-primary · accessed 2026-09-11
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