Colorado · HOA / Condo Common Elements

Colorado Condo: Who Pays for Common Element Repairs?

Who pays?
Shared

Under Colorado's CCIOA, the association is responsible for maintaining, repairing and replacing the common elements and each owner for their own unit, under C.R.S. 38-33.3-307, unless the declaration says otherwise.

Moderate confidence · Verified Sep 13, 2026 · 2 sources

Exceptions
  • The declaration may reallocate
  • Casualty/insurance under 38-33.3-313(9)
  • Limited common elements follow the declaration / 38-33.3-315
What to do next

What to do next

  1. Photograph the problem and write down the date

    Take the photos before any work starts.

  2. If the repair is yours, get more than one written quote

    Ask each contractor to confirm where your part ends and the public part begins.

Work through the full repair checklist

Responsibility Boundary

Default rule and exceptions

C.R.S. 38-33.3-307 (CCIOA): except as the declaration, subsection (2), or 38-33.3-313(9) provide, the association maintains/repairs/replaces the common elements and each owner the unit. Limited common elements are not split in 307, they follow the declaration / CCIOA common-expense allocation (38-33.3-315).

PartyWhat they are responsible for
Property ownerMaintain, repair and replace the unit; give the association reasonable access through the unit (the party causing damage, or expense to avoid damage, pays for prompt repair).
City / public agencyThe association maintains, repairs and replaces the common elements.
ExceptionsThe declaration may reallocate; Casualty/insurance under 38-33.3-313(9); Limited common elements follow the declaration / 38-33.3-315

What the source says

Last verified against the primary source on Sep 13, 2026.

Except to the extent provided by the declaration, subsection (2) of this section, or section 38-33.3-313 (9), the association is responsible for maintenance, repair, and replacement of the common elements, and each unit owner is responsible for maintenance, repair, and replacement of such owner's unit.
C.R.S. 38-33.3-307: Upkeep of the common interest community, checked Sep 13, 2026
each unit owner is responsible for maintenance, repair, and replacement of such owner’s unit
Colorado Revised Statutes 2024, Title 38 (official OLLS publication): § 38-33.3-307, checked Sep 13, 2026
Each unit owner shall afford to the association and the other unit owners, and to their agents or employees, access through such owner's unit reasonably necessary for those purposes. ... the unit owner responsible for the damage, or expense to avoid damage, or the association if it is responsible, is liable for the cost of prompt repair.
C.R.S. § 38-33.3-307(1): Upkeep of the Common Interest Community, checked Sep 27, 2026

Common questions

Who pays for hoa / condo common elements in Statewide, CO?

Responsibility is shared. Maintain, repair and replace the unit; give the association reasonable access through the unit (the party causing damage, or expense to avoid damage, pays for prompt repair).

Are there exceptions in Statewide, CO?

The declaration may reallocate; Casualty/insurance under 38-33.3-313(9); Limited common elements follow the declaration / 38-33.3-315

What is this based on for Statewide, CO?

This verdict is sourced to C.R.S. 38-33.3-307: Upkeep of the common interest community and 3 sources in total, each independently re-checked before publication.

Sources

  1. C.R.S. 38-33.3-307: Upkeep of the common interest communitystatute · verified-primary · accessed 2026-09-13
  2. Colorado Revised Statutes 2024, Title 38 (official OLLS publication): § 38-33.3-307statute · verified-primary · accessed 2026-09-13
  3. C.R.S. § 38-33.3-307(1): Upkeep of the Common Interest Communitystatute · verified-primary · accessed 2026-09-27
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