In US, who pays for a repair is set city by city and by issue; there is rarely one statewide answer. Find your city below for the exact rule and the boundary of who owns what; for the statewide legal backdrop see sidewalk law by state, or get a quick answer from the who-pays & cost tool.
- General: Insurance Coverage: Sewer/Drain Backup · Insurance Coverage: Foundation Problems · Insurance Coverage: Roof Damage · Insurance Coverage: Tree Falling on House · Insurance Coverage: Flood Damage · Insurance Coverage: Renters Insurance and Building Fire/Flood · Insurance Coverage: Renters Insurance and Theft · Well / Septic: Repair · Well / Septic: Routine Maintenance · Flood Insurance: Waiting Period · Disaster Assistance: FEMA Individuals and Households Program
- Nationwide: Liability: Neighbor's Tree Fell on My House/Roof · Liability: Damaged Mailbox, Who Repairs It · Rental Repair: Broken Heat · Rental Repair: No Hot Water · Rental Repair: Water Heater · Rental Repair: Broken Window · Rental Repair: Broken Locks / Security · Rental Repair: Clogged Drain