Who Pays the Repair?

Condo (Water Damage / Component Repair): who pays, city by city

5 verified places. Each row is the city's own rule; the linked page quotes it.

We track 5 verified condo: water damage / component repair records across US cities: 3 where the cost is shared. Every entry cites the city's own municipal code or an official department page, quoted verbatim with the date we checked it. Pick a city below for the exact rule, the boundary of who owns what, and any cost-share program.

CityWho paysThe rule in one line
Statewide, CASharedCalifornia's Davis-Stirling Act makes each owner repair their own unit and maintain the exclusive use common area attached to it, while the...
Statewide, FLDependsFlorida's Condominium Act makes the association responsible for maintaining the common elements, but a unit owner pays repair costs that insurance...
Statewide, NYDependsNew York's Condominium Act has the board promptly repair damage to the building using insurance proceeds, if any, with any shortfall a common...
Statewide, TXSharedTexas's Uniform Condominium Act puts common-element insurance and repair funding with the unit owners' association: the board collects assessments...
Statewide, WASharedWashington requires the association to carry property insurance on the condominium for at least 80 percent of actual cash value. Each owner is an...

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