# How Long to File a Damage Claim Against San Francisco? | Who Pays the Repair?

> San Francisco requires claims for personal property damage within 6 months and claims for real property damage within 1 year of the incident.

**Who pays:** depends

To claim storm damage against San Francisco, file within 6 months for personal property or 1 year for real property.

**Boundary:** San Francisco requires claims for personal property damage within 6 months of the incident and all other claims, including damage to real property, within 1 year. The Claims Division needs up to 45 days to process a claim.

## Sources
- [File a claim](https://www.sfcityattorney.org/claims/) — "File claims for personal injury, personal property damage, death or loss, or damage to crops within 6 months of the incident." (accessed 2026-10-01)
- [File a claim](https://www.sfcityattorney.org/claims/) — "File all other claims, including claims for damage to real property, within 1 year of the incident." (accessed 2026-10-01)
- [File a claim](https://www.sfcityattorney.org/claims/) — "Allow up to 45 days for the Claims Division to process and investigate your claim." (accessed 2026-10-01)
- [California Government Code section 911.2](https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=GOV&sectionNum=911.2) — "A claim relating to any other cause of action shall be presented as provided in Article 2 (commencing with Section 915) not later than one year after the accrual of the cause of action." (accessed 2026-10-01)

_Last verified 2026-10-01. Source: Who Pays the Repair? — https://whopaystherepair.com/rules/san-francisco-ca-city-claim-property-damage-deadline/ — every claim checked against a primary source before publication (see /methodology/)._