# Who Pays for Condo and HOA Repairs in Texas? (Including the Windows-and-Doors Rule)

> Texas condos follow the common-element rule (association maintains the common elements, owner maintains the unit), but the statute puts windows and doors serving only your unit on you, even outside your boundary. The law, cited.

Updated: 2026-09-29. Source: Who Pays the Repair? — https://whopaystherepair.com/guides/texas-hoa-condo-repairs-who-pays/ (claims cited to primary sources; see /methodology/).

Short answer: in a Texas condominium the association maintains, repairs, and replaces the common elements, and each owner is responsible for the unit, unless the declaration says otherwise. Texas adds a twist: windows and doors serving only your unit are your cost, even though they sit outside your unit’s boundary. Here is the rule, from the Texas Uniform Condominium Act.

## The default: common elements vs the unit

Texas Property Code [§82.107(a)](https://statutes.capitol.texas.gov/Docs/PR/htm/PR.82.htm):

> "Except as provided by the declaration or Subsections (b) and (c), the association is responsible for maintenance, repair, and replacement of the common elements, and each unit owner is responsible for maintenance, repair, and replacement of the owner’s unit."

So the structure, roof, and grounds are the association’s by default, and the inside of your unit is yours. As everywhere, the recorded declaration can reassign these duties and controls over the statute.

## The Texas twist: your windows and doors, even outside the unit

Subsection (c) of the same [section](https://statutes.capitol.texas.gov/Docs/PR/htm/PR.82.htm) singles out windows and doors and puts them on the owner:

> "Except as provided by the declaration, each unit owner is responsible for the cost of maintenance, repair, and replacement of windows and doors serving only the owner’s unit."

That matters because windows and exterior doors usually sit in the building envelope, outside the airspace that legally defines your "unit." In many states that would make them a limited common element the association tends. Texas says the opposite by statute: if a window or door serves only your unit, its repair is your cost. The Act applies the same logic to utility installations that serve only your unit, even when they run outside your boundary.

## Who maintains is not always who pays

When the association does repair a common element, it recovers the cost from owners through regular assessments, and a large or unbudgeted project usually arrives as a special assessment split among all units. So even the "association’s" repairs are ultimately funded by the owners.

## Before you assume, read the declaration

Every rule above opens with "except as provided by the declaration." The recorded condominium declaration and its bylaws are the real answer key and frequently move duties in either direction. Find the item’s zone (common element, unit, or the windows/doors and utility carve-outs), then read what your declaration says about it.

For the general framework across states, see [who pays for repairs in an HOA or condo](/guides/who-pays-hoa-condo-repairs/), and for the balcony question specifically, [who pays for balcony and deck repair](/guides/hoa-who-pays-balcony-deck-repair/).